Owner/Operators


  • Primary Liability

Primary Liability is insurance against loss from legal liability of the insured for bodily injury or property damage to another party. Truckline Insurance Group offers liability coverage that fulfills the legal obligations of those owner-operators with their own authority, or who are hauling exempt commodities. This coverage is required to activate your own authority. FMCSA requires $750,000 and most shippers and brokers require $1 million limits.

  • Commercial General Liability

Commercial General Liability protects you against liability claims for bodily injury and property damage arising out of premises, operations, products and completed operations as well as advertising and personal injury liability. Commercial General Liability (CGL) can be purchased in conjunction with Primary Liability.

Learn more about Truckline’s Commercial General Liability Insurance.

  • Motor Truck Cargo Insurance

Truckline Insurance Group offers affordable coverage for all Long Haul Cargo Insurance NeedsMotor Truck Cargo Insurance is insurance against loss from legal liability for damage to goods or merchandise in the insured’s care and custody in the ordinary course of transit and includes coverage for debris removal, earned freight and refrigeration breakdown. Truckline Insurance Group offers a wide range of limits designed to meet your needs.

Learn more about Truckline’s Motor Truck Cargo Insurance.

  •  Physical Damage Insurance

Physical Damage Insurance covers loss or damage to an insured vehicle caused by collision, fire, theft or vandalism on an actual cash value basis.

Learn more about Truckline’s Physical Damage Insurance.

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